Christopher Carrelha, Kelsey Carrelha NOTICE OF SALE UNDER POWER GEORGIA, FORSYTH COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher Carrelha, Kelsey Carrelha to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Lendage, LLC, its successors and assigns dated July 21, 2022, recorded in Deed Book 10835, Page 740, Forsyth County, Georgia Records, as last transferred to MEB Loan Trust VIII by assignment recorded in Deed Book 11187, Page 717, Forsyth County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-NINE THOUSAND SIX HUNDRED FIFTY AND 0/100 DOLLARS ($149,650.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Forsyth County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in January, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. SS 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. MEB Loan Trust VIII is the holder of the Security Deed to the property in accordance with OCGA SS 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Carrelha and Kelsey Carrelha or a tenant or tenants and said property is more commonly known as 4515 Alister Park Dr, Cumming, GA 30040. Should a conflict arise between the property address and the legal description the legal description will control. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. MEB Loan Trust VIII as Attorney in Fact for Christopher Carrelha, Kelsey Carrelha McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076
www.foreclosurehotline.net EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 458 OF THE 2ND DISTRICT, 1ST SECTION, FORSYTH COUNTY, GEORGIA, BEING LOT 249, OF TRADITIONS, PHASE 6A-2, AS PER PLAT THEREOF RECORDED IN PLAT BOOK 169, PAGE 243, FORSYTH COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION APN: 061 454 SUBJECT TO THAT SECURITY DEED FROM CHRISTOPHER CARRELHA AND KELSEY CARRELHA TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR FIRST HERITAGE MORTGAGE, LLC, ITS SUCCESSORS AND ASSIGNS, RECORDED 12/6/2021, IN DEED BOOK 10512, PAGE 716, FORSYTH COUNTY, GEORGIA RECORDS. MR / KR January 6, 2026 Our file no. 24-14879GA-FT18 24-14879G 154647 12/10, 17, 24, 31